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Lending
Confused about home loan pre approvals? Follow these four steps
Ready to buy a property? You’ll need to show the seller you have enough money. For most people, this will mean getting a loan, and the first step to getting one is obtaining pre-approval for it.
... read moreHome Loans 101
There are a range of home loans available in Australia, so it can be hard to understand their features and whether they are right for you. This guide explains all you need to know.
... read moreRBA decision: no change
The RBA has left the cash rate on hold at 1.50 per cent as expected.
... read moreHow to control debt so it doesn’t control you
The money people owe, in comparison to the money they earn has almost tripled in Australia over the last two decades, with average household debt currently sitting at around $245,000[1].
... read moreSmart tips for paying off your home loan sooner
Wondering how to pay off your home loan sooner? We look at some things you could do. Australian home loan interest rates remain at historic lows, and the opportunities for paying off a mortgage early are better than ever.
... read moreWhat you can borrow or what you should borrow?
The amount you can borrow and the amount you should borrow are sometimes two very different things. Before you apply for a home loan, it makes sense to realistically assess your financial situation. Here’s how to do it.
... read moreGood News for SMSF Borrowing - API Article
It’s been a tumultuous 12 months in the world of self-managed superannuation funds (SMSF) limited recourse borrowing arrangements, ever since the Financial System Inquiry (FSI) released its report in December 2014. There’s been a lot of speculation about what the government’s response would be and we finally found out… and it’s good news!
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