Categories
Loans
How your bank calculates a business risk
Just like you, banks are in business – and they don’t succeed by making bad deals. When they consider your loan application, they’re calculating the financial risk of entering into an arrangement with you. Let’s break it down...
... read more
Cash rate remains at 1.50% and lending polices are expected to further tighten
The RBA has again left interest rates on hold at the historical low of 1.50%. There has been no changes to the cash rate since August 2016. However over the past few weeks out of cycle rate hikes by the major banks and second tier lenders have made front page headlines. These interest rate increases ranged from negligible increases to owner occupied loans to smacking investors and those whose loans feature interest only repayments with some significant increases.
... read more
You’ve won the auction – what happens next?
Congratulations! You’ve just bought a property at auction. Before you can move in, there are some things you need to do. Remember, it’s always recommended to seek legal advice when purchasing a property.
... read more
How to add maximum value with renovations
Renovating is one of the best ways for property owners to increase the value of their homes. If you’re looking to add value to your home, but don’t want to renovate every room, it can be difficult to decide where to start.
... read more
More than home loans: why a broker can help you with commercial & asset finance
Mortgage brokers have expertise in residential and other property loans. They can also play an important role in helping businesses find and secure commercial and asset finance at competitive rates, by leveraging their network of lending institutions.
... read more
Good News for SMSF Borrowing - API Article
It’s been a tumultuous 12 months in the world of self-managed superannuation funds (SMSF) limited recourse borrowing arrangements, ever since the Financial System Inquiry (FSI) released its report in December 2014. There’s been a lot of speculation about what the government’s response would be and we finally found out… and it’s good news!
... read more
Hidden lending restrictions for small apartments
Another interesting article we spotted recently. As apartments get smaller it seems there may be hidden lending restrictions, with some bank not lending for ....
... read moreNew Margin Lending Deals
Lenders are overhauling their margin loans in a bid to overcome investors’ reluctance to borrow to buy shares and managed fund
... read more