Categories
Superannuation
Super savings for your first home
Let’s face it, getting your foot on the first rung of the property ladder is not only hard, for an increasing number of younger Australians, it’s downright impossible. As housing prices, particularly in capital cities, continue to outstrip wages growth, even saving for a deposit to buy a house can seem all too hard. It’s a bit like taking one step forward and two steps back, right?
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Millions but not all to benefit from 2017 super changes
With changes to super now in effect, numerous Australians will get a leg up, many being low-income earners. According to the Association of Superannuation Funds of Australia (ASFA), more than four million Australians will benefit from the super changes that came into effect on 1 July 2017.
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What SMSF’s absolutely need to consider prior to 30 June 2017
30 June 2017: The wide-ranging superannuation reforms come into effect on 1 July 2017. With the changes come a series of issues that Trustees need to be across, even if they don’t immediately affect you or your fund:
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5 Investment Property Ownership Structures – SMSF
There are 5 major ownership structures in which you can hold investment properties, and each one has its pro’s and con’s. The fifth and final article is on investment property held in SMSF’s, not a structure that is to be taken lightly, but one that can be very advantageous for the right investor.
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$1.6 Million Pension Cap for SMSF’s
Now that the proposed $1.6 million pension transfer balance cap is law, I thought it best to explain.
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Insurance for Self Managed Superfund Members
When preparing your investment strategy for the superfund you are required to consider whether to hold insurance cover for each member of your SMSF.
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Superannuation reform and its impact on you
The wide ranging superannuation reforms originally announced in the 2016-17 Federal Budget have passed Parliament. As the majority of the reforms start from 1 July 2017, it’s important to consider how these might impact on you and whether you need to take any action before then.
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NEW DEATH TAX: Proposed Superannuation Changes
In the recent Federal budget from 1 July 2017 the Government announced a new $1.6 million balance cap proposal which limits the amount that a superfund member can have in the pension phase.
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